:root{--navy:#0b2940;--blue:#123d5a;--gold:#d3a243;--cream:#f4efe6;--ink:#152a37;--muted:#60717b;--white:#fff;--red:#a92525}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--cream);line-height:1.65}a{color:inherit}img{max-width:100%;display:block}.topbar{padding:9px 6%;background:var(--navy);color:#dbe7ed;text-align:center;font-size:14px}.topbar a{color:#fff;font-weight:700}header{height:82px;padding:0 6%;display:flex;align-items:center;justify-content:space-between;background:#fff;position:sticky;top:0;z-index:10;box-shadow:0 2px 15px #0b294012}.logo{display:flex;gap:9px;text-decoration:none;color:var(--navy);align-items:center;line-height:.95}.logo span{color:var(--gold);font-size:30px}.logo b{letter-spacing:1px}.logo small{display:block;font-size:10px;letter-spacing:3px;margin-top:7px}nav{display:flex;align-items:center;gap:25px}nav a{text-decoration:none;font-size:14px;font-weight:700}.nav-cta,.btn.primary{background:var(--gold);color:#102b3c}.menu{display:none;border:0;background:none;font-size:26px}.hero,.market,.why,.contact{padding:72px 6%;display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.hero{background:#fff}.hero h1{font-family:Georgia,serif;font-size:clamp(42px,5vw,72px);line-height:1.04;margin:12px 0 22px;color:var(--navy)}.lead{font-size:20px;color:var(--muted);max-width:650px}.eyebrow{text-transform:uppercase;letter-spacing:2.5px;font-size:12px;font-weight:800;color:#936c22}.gold{color:#e7bc62}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:30px 0}.btn{display:inline-block;padding:14px 20px;border:1px solid #c9d2d7;text-decoration:none;font-weight:800;border-radius:3px}.trust,.fine{font-size:12px;color:var(--muted)}figure{margin:0}figure img,.market>img{border-radius:4px;box-shadow:0 25px 55px #0b29402b}figcaption{text-align:center;color:var(--muted);font-size:12px;margin-top:8px}.market,.why,.contact{background:var(--navy);color:#fff}.market h2,.why h2,.contact h2,.section h2{font-family:Georgia,serif;font-size:clamp(34px,4vw,54px);line-height:1.12;margin:10px 0 22px}.market h3{color:#f0c66e;font-size:24px}.text-link{color:#f3c768;font-weight:800}.section{padding:75px 6%}.white{background:#fff}.topics,.cards,.resources{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.topics article,.cards article{background:#fff;border:1px solid #dfe5e8;padding:26px}.topics i{font-style:normal;color:var(--gold);font-weight:800}.cards{grid-template-columns:2fr 1fr 1fr}.cards .featured{background:var(--blue);color:#fff}.cards small{color:#a57a2d;font-weight:800}.cards a{color:#a67928;font-weight:800}.featured a{color:#f0c66e}.why img{max-height:340px;margin:auto}.resources a{background:#f6f8f9;border-left:3px solid var(--gold);padding:18px;text-decoration:none}.resources small{display:block;color:var(--muted)}.contact form{background:#fff;color:var(--ink);padding:28px;display:grid;grid-template-columns:1fr 1fr;gap:14px}.contact label{font-size:13px;font-weight:700}.contact input,.contact select,.contact textarea{width:100%;margin-top:5px;padding:12px;border:1px solid #cbd4d9;font:inherit}.contact textarea{min-height:90px}.contact label:nth-child(n+5),.contact button,.contact .fine{grid-column:1/-1}.trap{position:absolute;left:-10000px}footer{background:#071c2b;color:#d9e2e7;padding:55px 6%}.inverse{color:#fff}.legal{max-width:1000px;font-size:12px;color:#9fb0ba}.article{max-width:850px;margin:auto;padding:70px 24px;background:#fff}.article-shell{background:#fff}.article h1{font:52px/1.08 Georgia,serif;color:var(--navy)}.article h2{font:32px/1.2 Georgia,serif;color:var(--navy);margin-top:45px}.back{color:#8c661f;font-weight:800;text-decoration:none}.sources{margin-top:50px;padding:24px;background:#f4f7f8}.notice{border-left:4px solid var(--gold);padding:14px 18px;background:#fff8e8;margin:24px 0}@media(max-width:900px){nav{display:none}.menu{display:block}.hero,.market,.why,.contact{grid-template-columns:1fr;padding:50px 6%}.topics,.cards,.resources{grid-template-columns:1fr 1fr}.contact form{grid-template-columns:1fr}.contact label{grid-column:1}.article h1{font-size:40px}}@media(max-width:600px){.topics,.cards,.resources{grid-template-columns:1fr}.hero h1{font-size:42px}.hero{padding-top:44px}.topbar{font-size:12px}}
